Auto Insurance Lead Canton Ohio OH
Reader’s Question:
I had a very unfortunate day while I was driving my boyfriend’s Chevy when I accidentally crashed it on the road in Canton, Ohio. How would this accident put us with the car insurance policy?
Naomi
Canton, OH
The question now is, who would settle the bill? If you are in doubt about this question, then you are no different from most of car insurance policy holders who would easily fret in an event like this?
Many people let others use their car without knowing their insurance ramification. In that case, I can shed you some light, which you might also want to share to your friends and relatives.
Since your boyfriend let you drive his car, your boyfriend’s car insurance policy would cover the damages you’ve caused or simply a case of what is known in insurance-jargon as vicarious-liability. This means that you are free of the responsibility to spend for the repairs and medical expenses if there’s any.
The word insured does not apply only to the owner of the vehicle, which means that the spouse, children (including foster children) or any person related by blood, marriage or adoption to the named insured could benefit from the liability coverage of the car insurance policy in Ohio. From here, be reminded that it is always important to know and understand who and what is covered by your car insurance policy in Canton, OH.
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