Auto Insurance Rates Akron Ohio OH
Reader’s Question:
I’m from Akron Ohio OH but I visit my parents regularly who just moved to Kentucky. I was surprised when I renewed my auto insurance and was charged a higher premium. Is this always the case?
Erick
Akron, OH
Hi, Erick! I hope that having a higher premium on your auto insurance will not stop you from visiting your parents regularly.
Mileage is just one factor in determining the price of your premium. If you only used to go around Akron Ohio OH and nearby places, and suddenly because of your parent’s relocation you now travel farther, naturally your mileage will increase and will drive a higher premium on your auto insurance company. Premiums are directly proportional to the mileage you travel, in which case, you get lower premiums if you travel less than the average miles per year of 10,000. Some insurance agents in Akron Ohio OH even offer discounts to those who regularly carpool, which proves that carpooling is not only good for the environment, it also saves you on premiums!
The reason for the higher premiums is the fact that you increase the probability of having accidents when you travel more. Although this is not an exact science, it is a precaution being taken by many auto insurance companies. Another factor that increases auto insurance premium is the places you travel. If you travel to high-risk areas – areas with high incidence of car thefts or accident rate – you will more likely be charged with higher premiums.
But I am sure, Erick that you will agree with me when I say that these premiums are a small price to pay compared to the joy of spending some time with your parents.
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